Johor Bahru Retirement Calculator

Personal profile

Current age

Gender

CPF Life payout (SGD/mth)

$1,200

HDB rental income

Monthly HDB rental (SGD)

$3,000

Vacancy months per year

Rental growth (%/yr)

JB living expenses

Target JB monthly budget (MYR)

MYR 6,000

JB living inflation (%/yr)

Currency (SGD / MYR)

Starting rate (1 SGD = X MYR)

3.40

Annual MYR depreciation (%/yr)

Healthcare

Insurance type

Healthcare inflation (%/yr)

Domestic care onset (yrs from now)

MM2H visa

Visa tier

Annual admin / renewal fees (MYR)

MYR 5,000

SGD income (MYR equiv) Total expenses Net surplus

Income Healthcare & care Living + MM2H

FX depreciation scenarios — real purchasing power (MYR/mth)

Appreciates 1%/yr Flat (base) Depreciates 2%/yr Depreciates 4%/yr

Retained purchasing power at year 20 vs. today

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